i had haggerty for 3 years and was very happy. then my youngest son got his license and wanted to drive my car to shows. so i contacted haggerty to add him. they dropped me. so i told them that i would not let him drive the car. they told me i had to add him because he lived in my house and they would not cover it. so i hunted around and got a great rate with no restrictions on me or my son from geico.