I have been with Grundy for over seven years. They easy to work with and IMO have very fair rates for the coverage. Not sure you can compare rates state to state because of all of the variables.

I see that AAA is trying to get into the collector car business and have had booths at many car shows. It made sense to me that I have all of my insurance policies with a single company (my home, car, p/u truck, motorcycle, and my hot rod). So I stopped by to talk it over with the AAA collector car insurance rep's at Del Mar Good Guys and have them give me a quote. They called me back three weeks later, and told me that they would be happy to write my hot rod for the $45K agreed value (at the same rate as my current Grundy policy). But they could not increase the policy value to the $65K that I desired, because they place the policy value ON THE AVERAGE PRICE OF A 1932 FORD ROADSTER AT AUCTION, and NO 1932 FORD ROADSTER IS WORTH MORE THAN $45k! I told them that they have to be kidding, there is no average car, only a average of prices between many different quality levels of cars. This is not agreed value, it's more like stated value. They obviously have underwriters that do not understand the collector car market (yet), IMO.

I renewed again with Grundy. They made the change in agreed value and sent me a bill with 30 day terms, very easy.