I guess then based on the past household driving history I don't have too much to worry about so far with Grundy. I got a suspicious stop light ticket about 10 years ago which was cheaper to pay then challenge, and my wife tried to widen the garage entry way with her car, but I paid that "ding" out of pocket. Luckily, my insurance carrier, AMICA, forgave the one ticket.

Dave S - State Farm home office is less then 10 miles from me, and locally(NYS), they are horrible