Good point on the homeowners insurance, Bob!!! I keep my house, shop, and drivers insured with State Farm, have for years mainly cuz the agent is a friend (and a customer) and he gets me the coverage I need. Hot Rods have been insured with Hagerty for a number of years, but doing some shopping now... A couple of them made it to my State Farm guy with a limited use clause, under 5k miles a year.... and saved me a few bucks....