I had Hagerty for years but I heard Grundy was cheaper. Switched to Grundy and it cut my rates in half. However, my agent said that Grundy wouldn't insure anything less than $25K value.
Not true. I had Hagerty for several years and also went to Grundy because of price. I have two vehicles insured with them. One for over $25K and one for under $18k. They have never said that they would not insure below a specific amount.