I HAVE BRAKES!! Following advice and suggestions here, I pulled my rotors and took them down to the parts house where they turned them for $25 for the pair. Then, at the counter I got a set of new pads, semi-metallic, but not the hard lifetime warranty ones, just $23. As suggested I got the softer ones. I just got back from "bedding" them as described in this article I found on the Summit Racing site:

http://www.summitracing.com/expertad...1-6cf3310af986

They stop the car quite well. So for less than $50, now I have time to figure out what I want to do in the longer term, without worrying about rear ending someone.

Thanks for the help

Pat