I carry my keltec .380 always. It is in my pocket even if all I have on is a robe. A lovely little paperweight, it conceals well.

A little prepardness can go a long way. BUT.. if I actually was in fear of a predator ( regardless of how many legs ) then I would be packing my springfield .40 Not that it is so much more powerful compared to the .380, but the larger frame makes for greater accuracy, and it feels more confident.