welcome Jeff..........as for the working, going to school, and having kids.................been there, done that.It ain't easy but it will be worth it when ya get that MBA.......I have MBA and a MPA and Wife has her Masters......two daughters have theirs, another getting Phd and last going for her MBA.....so I figure we're the smartest and poorest family in town................lol. As for the tools....ditto what has been said......with one more caveat........buy the best you can afford......overkill won't "kill" ya but if ya need more when in middle of project you will cuss long and hard.