Quote Originally Posted by stovens
I've been following all the postings here and thought I'd call Grundy for a quote. I gave him the specs on my truck, and ball parked the finished value to 22k. He quoted me 339.00 a year. I told him that was high compared to what others were paying to them for the same or better coverage. He told me if I up'd the value on the truck, then the premium would go down!
I'm guessing here but at today's shop rates it wouldn't take much to total the car. Remember- they pay what a shop would charge to repair- not what it cost you to build it in your garage. You still can repair yourself (and save some cash) because they cut the check to you, not the shop.