Uncle Bob....I'm thinking that the era..the adjuster at the time..and what mood everybody is in makes a big difference when it comes to insurance claims...What do you think.???. I'm in such a good mood today I won't even go into detail how much I loath Allstate because of the low life way of doing business I have encountered with them in the past...DAMN I'm starting to rant...." I held a grudge for the seat belt that would'nt budge "...Chuck Berry.......Call it unfinished business I guess...I still have the urge to get even....I mean its sorta like trying to figure out what mood the boss is in when you go to ask for a raise...I always tried to be Mr. nice guy at the getgo when dealing with adjusters.....Some are pretty smart at playing their mind games.....Thanks again Uncle Bob.......AL...