well it's that time of year . insurance has gotten insane . i'm on medicare but still forced to buy ins i don't need or want . god when will we ever be free of obama . i take 0 meds but still have to have a prescription plan . our coverage is doubling this year .and they are hammering retired teachers this time. told my bride to drop me off her plan. doing one of the 15 dollar a month plans . still come out better .