Wow, what a sweet story. That is a very nice car and I'm surprised they found it and it was so darn nice! It was great of the original owner to pay the old owner's son for the engine. That would be real tough to think a car was yours to have it taken due to it being stolen 25yrs ago. Especially if you had no clue. On the insurance thing, maybe a claim was never filed? IDK I have wondered the same thing. Maybe the insurance company finds out later and sends the owner a bill in the mail?