Quote Originally Posted by 1gary View Post
So they want(almost all the part d insurance companies)a additional $170 a month over what I pay now of 100 month to medicare for part a and B??. The thing I am looking at is dental and vision coverage.Mainly because my teeth are not in that good of condition and with diabetes in need to stay on top of checking my vision.I have Humana now for my prescriptions.
You seem to be confused. There is the Medicare Supplement Policy, which pays for health care costs that Medicare denies, like daily room charges above the Medicare limit, surgery costs that may exceed coverage, etc, etc, etc (this category is growing with ObamaCare, driving premiums up). Apart from that is Medicare Part D, which only deals with prescription drug costs. Those are two, entirely separate policies, each with it's own premium. Normally vision and dental are not a part of the Medicare Supplement Policy, and require special coverage (read this "additional premiums") for coverage that has a relatively high deductible (read this you don't get much for your extra premium). Dental insurance generally only pays for cleanings every 6 months, and vision coverage often does not include the cost of glasses, and the premiums are about the same as the cost of the service.