I'm guilty of talking when driving and can even answer it through my hearing aids which I think makes me a safer drive. There are days where I'm pushing it and am a dangerous driver because I am so dang tired and will call my wife. The talking wakes me up. I know that overall, the phone probably causes more accidents than not, but there are times where it is handy, at least for me because I can wake up or I find out about an emergency and can head to the hospital sooner. As far as texting goes, there is no way that I will be doing that. I have also run into the frustration of standing in line while someone takes their sweet ol time and talks loud enough so that everyone in a 10 mile radius can hear them. And talking in a restaurant or some type of meeting is also rude. We have the phones, but we don't have the etiquette that should go with them.