Great story Steve. I may have told this before but with loss of memory I'll tell it again. About 12 or 13 years ago my wife, and I had just eaten lunch and while walking back to the car I saw this old guy pushing a wooden cart full of cardboard, and papers. He was dressed poorly, and had a real short cigar in his mouth. I thought I would do something good; I held out a $20 bill for him; he said no thanks. I said I want you to have it. The guy said if you want to do something give it to the church. I was shocked, and felt bad at the same time for fear that I may have embarrassed him.

Richard