I'm glad you aren't having a "pitty party"....just making a new plan of action.

My wife and I have both had times in our lives when financial disaster found us, through no fault of our own. You "do what you've gotta do", then come out of it with a new set of values. Money becomes less important, and happiness, family and friends become more important.....the way it should be. Those times also make you appreciate your successes more from then on.

Now quit reading this, and get busy! :-)