It's a tough call... It is the perfect time to buy the place you want to keep...but investment strategy is a crapshoot(maybe russian roulette)..Everyone thinks the stock market will come back too but I'm not so sure about that..Then you can sit on the cash but it might lose value too with the drunken sailor spending going on in congress..At least real estate is "real"... Even our old cars have dropped in value..The only thing I have seen increase in value is guns..Pretty scary stuff..