Thread: random stuff

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well it`s been over a month since a person ran over my toyota and narrowly missed killing me and i have not heard a word from her or her insurance company .. it is my own fault that i am difficult to get hold of as i dont have a working phone sort of .. it only works when my internet is on .. but im` sure they have my mailing address and perhaps even my email .. i have not made a copy of the accident report as i dont know how to .. you have to scan something with a cell phone and send it to a printer somewhere .. i dont have that ,, i am going to stop by my insurance provider and see what they say or can do even though they are not responsible to do so ,, there were 2 eyewitness recordings of the event but i dont know how to get copies of them ,, the state trooper saw the citizen videos ,, it aint a real big deal but if someone owes me 5 or 6 grand for destroying my car i need to collect .. i did not have the towing company bring my car to my home .. they have sold it to pay for storage .. it was not fixable anyway but it was still my car ,, stupid me ,,,

Originally Posted by HOSS429

well it`s been over a month since a person ran over my toyota and narrowly missed killing me and i have not heard a word from her or her insurance company ..

From a quick Google search,
"Under Alabama law, crash victims must file a claim or lawsuit against the at-fault driver within two years of the crash. If you miss this deadline, you may lose your right to compensation."

Looks to me like the ball is in your court, and her insurance company isn't going to reach out to you to volunteer anything. As a "fault state" it's up to the injured party to figure out who all to go after to get what's due, and there may be multiple claims or lawsuits for a single accident. For example, you get hit at an intersection by a car that runs the red light, and from the investigation it's found that they've been drinking and are well over the limit. You have a claim against her, but you also might have a claim against the bar or restaurant that over served her and allowed her to leave. If the review shows that she swerved to miss a car pulling out of a parking lot before hitting you there may be another claim against that driver. Your insurance company may be able to offer some guidance, and if you had full coverage (collision, comprehensive and liability) on the 'yota they may take the lead going after the gal, but you may need to hire an attorney to get your money.

On the accident report, you can walk into the police station and get a hard copy of the report. You may have to visit the highway patrol office too, but I expect that they've compiled it into one document. The instructions for phone & computer are a convenience, and old school still works. Bottom line, in a fault state you have to look out for yourself and make justified claims based on the facts. Good luck!