Usually the idiots who pull stunts like that around here are uninsured or illegal and uninsured, either way it's you and me that end up paying for their mistakes. Had a guy in the hospital a few years back with 6 DUI's was drunk on his motorcyle, ran a light and hit a father and his child in the crosswalk. Child died father lost a leg, the guy was so drunk all he did was cuss and yell and complain that nobody was helping him. They posted a guard on his room( I originally thought because he committed a crime, but it was to keep people from getting into his room and killing him!)