Hi guys. chopt, thanks for the info. I wasn't sure about the temp reading. It's good to know that the block is not that hot. Thanks again.
lurker, I moved the overflow tank about even with the top tank to keep the water levels equal. That way, it's less likely to puke out. Also, and maybe most importantly, the overflow hose going to the bottom of the overflow tank was loose, causing coolant to "spew" a little, losing coolant so the temp went up.
Mello, no, I haven't put the shroud on yet. I drove it today and in stop & go traffic in town it creeped up to about 195 but went right back down to 190 as soon as I started to move. Yes, I will get the shroud mounted pretty quick. Thanks again to all.