I totally agree with you all on having good insurance. I really need to get insurance back on the 40. It has nothing on it and hasn't since a year after I ripped it apart. I do have an agreed policy on my Camaro with my local insurance guy. Hopefully it isn't an argue fest if anything were to happen. I can't insure it through Grundy. You can't drive it to work or any school through them. I drive it daily and if I need to drop kids off at school, I will. Hagerty wanted $1250/yr knowing I drive it a lot so I inquired locally and for $25k agreed value it is only $70/month.

Just last Saturday I was coming home from work and I saw a fire truck refilling with water at my old high school. Then a 1/4 mile later I saw several fire trucks at a residence on a side street. I found out later from my wife that a garage started on fire and it was attached and took the entire house. No one was home and the cause was still unknown last time she looked. Just a harsh reminder.....

Back to Josh's situation. I spoke with him and his insurance was through a local company in his town. He didn't remember what he had on it after the agent started going in circles. But the agent was able to dig up a policy agreement from 2019 when Josh told them the car was worth $8k. He said that was before he dumped a lot of money in it but he swore he signed another form for $20k last spring but those papers are no where to be found. So he got $8k for it and a very hard learned lesson. I went and looked at another 71 Chevelle for him. Now to try to get it on the cheap so he can try to build another one.