Bob, you're absolutiely right about making a will. Not only wiill a will help with organizing a potential legal and financial mess in the event that you kick off it will also help extend your life. It seems that those who die prematurely usually have no wills. So it stands to reason that if you have a will, you will live longer.

Of course, if you can't stand your family, leaving no will and no assets usually is a good pay back.