I sure do feel for you guys getting laid off, but I am hearing the right attitude and your grabbing the bull by the horns .Many people on this site are skilled enough to earn their own bread if pushed to it. I also agree with your modest idea of money, our preacher just touched on this last week. Let us have have enough money to meet our daily needs, not too much that we would forget him and where it comes from, or not enough that we would be tempted to steal.