I do not shop much at summit, over some past bad experiences. But every year or 2 I give them another shot and they usually mess something up. After you mentioned the layaway thing I remembered someone saying they had a 0% interest card. I checked and they do, up to a year to pay it off. I might be trying them again.


http://www.summitracing.com/customer...care/index.htm

And yes all the stores here, walmart, k mart, sears, all have layaway for xmas items only though.