Quote Originally Posted by HOSS429 View Post
so i guess another good thing about having these cheap fly by night insurance companies is that victims such as myself can never get in touch with the offenders insurer .. my wreck was 3 months ago and i have not heard a word from anyone .. i`m very displeased with my provider even though i only had liability ,, i`ve been with them for over 40 years and an agent is a relative of mine ,, i have called the offending persons company 2 dozen times and have waited about a week while elevator music plays .. i`m nearly at the point of hiring legal service ,, i d[d not want to go that route .. i admit i F`D up by not going to the hospital .. i had blood on my face and had a mild concussion for two weeks after but i was in shock at the moment ,, i was picking up pieces of my car while traffic was whizzing by at 70 mPH and other witnesses telling me to stop .. go to the general and save some time .. yeah but not my time !!!!
Hoss, go back and read - random stuff #1554

What do you expect someone from her insurance company to say to you on the phone? They won't admit any liability, it's up to you to either file a claim or hire an attorney. Your insurance, since you had only liability, has zero interest in the accident since you obviously weren't at fault, no liability. You didn't pay them to represent you for collision/comprehensive. It seems that the "file a claim" option isn't going to work for you, so you're left with "hire a lawyer" or "chalk it up to experience and forget about it."