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Thread: Race cars and insurance, "when things go bad"?
          
   
   

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  1. #1
    Mike52's Avatar
    Mike52 is offline CHR Member Visit my Photo Gallery
    Join Date
    Jul 2008
    Location
    Tampa Bay area
    Car Year, Make, Model: 32 Ford 3w Hi-Boy Project
    Posts
    851

    I'd guesstimate the damage to be around $1500 to each car.

    Which is worse, paying the $$ to fix the cars, or the possibility of your insurance company catching you for 'insurance fraud', cancelling your policies, going to court, lawyer fees, etc?

    Mike

  2. #2
    rspears's Avatar
    rspears is offline CHR Member/Contributor Visit my Photo Gallery
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    Sep 2007
    Location
    Gardner, KS
    Car Year, Make, Model: '33 HiBoy Coupe, '32 HiBoy Roadster
    Posts
    11,244

    If you know your agent deal with him truthfully and tell him you need his help to protect a friendship and fix two cars. The accident did not happen in the act of racing, but in the area leading to the race track. You failed to notice that your son had stepped out of the vehicle, pulled away and the rest is history. Could have happened anywhere, but it happened at the local drag strip in the drive lanes leading to the track. If your agent is any good he will indeed act as your "agent" to the insurance company to give you reason to continue doing business with him.

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